Aya

② 人生設計の前提 Life Design Assumptions

50代からの移行設計|第1話

50代からは「増やす」だけでは苦しくなる時期。固定費、人間関係、見栄を少しずつ引き算しながら、趣味・健康・好奇心など“内面の複利”を育てる。人生後半を「縮小」ではなく「移行」として考えるシリーズ第1話。
③ お金の前提 Money Assumptions

To My Son|Episode 6

Before chasing compound interest and investments, build yourself first. A personal lesson about self-investment, growth, skills, and becoming your greatest asset.
③ お金の前提 Money Assumptions

To My Son|Episode 5

Leaving your comfort zone can completely change your understanding of life, people, and yourself. A personal lesson about fear, growth, and why the world is bigger than you think.
③ お金の前提 Money Assumptions

To My Son|Episode 4

Youth is the best time to experiment, fail small, and learn about money, investing, and risk. A personal lesson about trying new things before life becomes expensive.
③ お金の前提 Money Assumptions

To My Son|Episode 3

Enjoy your youth, travel, buy nice things, and experience life — but understand the long-term cost of upgrading your lifestyle too far. A personal lesson about freedom, status, and financial pressure.
③ お金の前提 Money Assumptions

SUPER攻略シリーズ|第7話 Superに入れすぎは危険?

オーストラリア在住40代・50代女性向け。Super(スーパーアニュエーション)は強い制度ですが、入れすぎにも注意が必要です。生活防衛費・現金比率・老後設計のバランスをわかりやすく解説。
③ お金の前提 Money Assumptions

SUPER攻略シリーズ|第6話 年収4万ドルでもSuperは武器になる

オーストラリア在住女性向け。年収4万ドルでもSuper(スーパーアニュエーション)は強い武器になります。追加拠出、Salary Sacrifice、税制優遇、利回りの考え方を初心者向けに解説。
③ お金の前提 Money Assumptions

SUPER攻略シリーズ|第5話 旦那のSuperだけに頼らない

オーストラリア在住40代・50代女性向け。旦那のSuperだけに頼る危険性、自分名義の資産を持つ重要性、夫婦での老後設計の考え方を実体験ベースで解説します。
③ お金の前提 Money Assumptions

To My Son|Episode 2

Small failures in your teens can prevent massive mistakes later in life. A personal lesson about money, risk, independence, and why learning through experience matters.
③ お金の前提 Money Assumptions

To My Son|Episode 1

Money is not just math. It is a language learned through experience, mistakes, and daily life. A personal message to my son about financial literacy, freedom, and learning through small failures.