③ お金の前提　Money Assumptions

Financing a car feels normal—but it can quietly destroy your financial freedom. Learn why car loans are a trap, how they limit your choices, and why paying cash is the smarter move.

Cash is not trash. It’s survival. After a brain bleed, our household had zero income for 10 months—and cash is what kept us stable. Learn why building an emergency fund (3–12 months) should come before investing.